What We Cover

Auto Insurance

Even with advanced auto technology, car accidents are still a common occurrence. We understand how much of an investment your automobile is and how much you enjoy driving it.

Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we’ve helped build a personalized plan for you and your automobile, we’ll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.

Home Insurance

Every homeowner deserves to have the right kind of insurance coverage. These valuable policies provide peace of mind and valuable forms of protection for as long as you own your home. In the midst of all the unexpected things that can happen to a home, it is good to know that someone is working hard to help you. By providing exceptional coverage customized to the individual needs of homeowners like you, we can help ensure that your insurance is doing more to protect you.

Personalized insurance solutions take into consideration the distinctive qualities of your home and property. Homeowners policies designed to suit everyone might leave out important property features, such as free-standing garages, that are unique to your situation. We provide a fresh look at your existing coverage and your current coverage needs.

Life Insurance

At The Manci Insurance Services, we want to make customers aware of how easy and affordable life insurance is. We know many people think they cannot afford to have a good policy that protects their financial interests.

In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

Commercial

Protecting your business from risk is essential to its long-term success. Whether you run a small company or a growing enterprise, Manci Insurance Services can help you secure the right commercial insurance coverage to safeguard your people, property, and profits.

Our experienced team works with you to identify potential risks and customize a policy that offers comprehensive protection – without unnecessary costs. With Manci Insurance Services, you can focus on growing your business, knowing you’re protected where it matters most.

Specialty Products

Your RV, motorcycle, or motorboat is more than just a vehicle – it’s a passion. Protecting it with the right insurance ensures you can enjoy every adventure with confidence. Manci Insurance Services helps you find coverage tailored to your specialty vehicles, giving you peace of mind on the road, water, or trail.

Our team works with you to assess your unique needs and create a policy that protects your investment without paying for coverage you don’t need. With Manci Insurance Services, you can focus on the journey, knowing your specialty vehicles are fully protected.

Events

Planning an event takes time, effort, and attention to every detail. Protecting it with the right insurance ensures your celebration or gathering goes smoothly, no matter what surprises may arise. Manci Insurance Services helps you secure coverage tailored to your event, from weddings and parties to corporate functions.

Our team works with you to identify potential risks and provide a policy that safeguards your guests, venue, and investments. With Manci Insurance Services, you can focus on creating memorable experiences, knowing your event is fully protected.

Our Carriers

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We are a proud partner of IPA.

Tunkhannock Office

35B E. Tioga Street
Tunkhannock, PA 18657

Phone: (570) 836-3372
Fax: (570) 836-5473
info@manciinsurance.com

Proudly serving our Hawley and Stroudsburg Clients.

Scranton Office

1101 Penn Avenue, Suite A
Scranton, PA 18509

Phone: (570) 871-4719
Fax: (570) 871-4628
info@manciinsurance.com

Proudly serving our Dunmore and Moosic Clients.

What Do Auto Insurance Policies Cover?

Depending on the policy you choose, your coverages will vary. Here are some of the most popular coverages:

Collision insurance - This portion of your policy helps cover damage costs if you are involved in a collision.

Liability insurance - If you are at fault in a wreck, this type of coverage helps insure you against any damage you cause others. Most states, including California, require drivers to carry minimum amounts of liability insurance. There are two kinds of coverage included in liability insurance:

Property damage liability - This coverage helps pay for damage to the other driver’s property (e.g., their car).

Bodily injury liability - This coverage helps pay for medical bills and sometimes death benefits for the other person involved in the wreck.

Medical payments (MedPay) insurance - This portion of your policy helps you pay for the medical bills of you and your passengers if you are involved in an accident.

Uninsured/underinsured motorist insurance - This type of coverage helps you cover the cost of damages caused by someone who doesn’t have adequate auto insurance, specifically liability coverage.

Comprehensive insurance - This portion of your policy covers damages that are not related to a wreck, such as theft, weather damage, vandalism, broken glass and deer/animal damage.

There may be additional coverages that will be necessary based on your unique situation. Be sure to ask our agency how we can tailor your auto coverage to your needs.

Get Covered Today

Our team is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.

What Is Homeowners Insurance?

Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.

Do I Need Homeowners Insurance?

While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate coverage is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without home insurance, you may be left to cover the replacement or repair costs on your own following an incident.

Get Covered Today

If you need a homeowners insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. Give us a call today to get started or request your free quote now.

What Is Life Insurance?

Life insurance is a financial safety net designed to protect your loved ones in the event of your passing. It provides a tax-free lump sum payment, known as a death benefit, which can be used to cover final expenses, debts, mortgage payments, and ongoing living expenses for your family.

Why Do You Need Life Insurance?

Life Insurance plays a critical role in safeguarding your family's financial future. Whether you're providing for children, a spouse, or other dependents, life insurance ensures they are protected in times of uncertainty. It can also help manage estate taxes, pay off loans, or leave a legacy for your loved ones.

How Life Insurance Works

There are various types of life insurance, such as term life, whole life, and universal life, each offering different benefits tailored to specific needs. Term life insurance provides coverage for a set period, while whole life offers lifelong coverage with the added benefit of a cash value component.

Get Started with Life Insurance

If you're considering life insurance or wish to reassess your current policy, we’re here to help. Reach out today to explore your options and find the coverage that meets your needs.

Commercial Insurance Coverages

Commercial insurance typically provides protection for:

  • Third-party property damage - Commercial insurance may cover repair or replacement costs if your business is responsible for damaging others’ property.
  • Third-party bodily injury - Commercial insurance can help pay for medical expenses if your business is held liable for a third-party injury (e.g., accidents occurring on your business premises).
  • Personal and advertising injury - Commercial insurance may offer coverage if your business is sued for personal or advertising injury (e.g., slander, libel, or copyright infringement).

In addition to covering damages, commercial insurance can also help pay for associated legal fees (e.g., attorney fees, settlements, and judgments). For more details on coverages, limits, and exclusions, speak with your agent.

Importance of Commercial Insurance

While commercial insurance is not typically mandated by law, certain business licenses may require it, or landlords may ask for proof of coverage when leasing business spaces.

Commercial insurance can prevent unexpected losses and help manage risks efficiently. Reach out to your agent for a personalized plan tailored to your business needs.

How to Obtain Commercial Insurance

Our team is here to assist in securing the right commercial insurance policy for your business. Contact us today for more information or a quote.

What Are Specialty Products Insurance?

Specialty products insurance is designed to provide protection for unique assets such as boats, RVs, motorcycles, and other recreational vehicles. These policies offer coverage tailored to the specific needs and risks associated with these types of vehicles, ensuring that you can enjoy your adventures with peace of mind.

Why Choose Specialty Products Insurance?

Whether you're hitting the open road on your motorcycle, cruising the waterways in your boat, or traveling cross-country in your RV, specialty insurance covers more than just the basic liability or collision damage. For example:

  • Boats: Covers risks like damage from storms, theft, or mechanical failure.
  • Motorcycles: Offers protection against accidents, liability, and custom upgrades.
  • RVs: Ensures coverage for both the vehicle and the personal belongings stored within.

Key Benefits of Specialty Products Insurance:

  1. Customized Coverage: Each type of vehicle has its own set of risks, and specialty insurance addresses them specifically.
  2. Enhanced Protection: Beyond standard insurance, specialty policies often include accessories, gear, and vacation coverage.
  3. Peace of Mind: With specialized coverage, you’re safeguarded against unforeseen circumstances, allowing you to fully enjoy your hobbies and adventures.

How to Get Specialty Products Insurance

If you own a boat, RV, or motorcycle, or are considering purchasing one, a specialty products insurance policy provides the necessary protection tailored to your unique needs. Reach out today to discuss your options and get a customized quote.

What Is Events Insurance?

Events insurance provides protection for a wide range of events such as weddings, parties, corporate gatherings, and more. It offers coverage for the unforeseen risks and liabilities associated with hosting events, ensuring peace of mind for both event organizers and attendees.

Why Choose Events Insurance?

Events can be filled with unpredictable circumstances, and having proper insurance coverage can mitigate potential financial loss. Whether it’s liability coverage or property coverage, events insurance offers tailored protection for a variety of scenarios.

Key Benefits of Events Insurance:

  1. Liability Coverage: Protects against third-party injuries, property damage, or legal claims.
  2. Venue Damage: Provides financial support for damage caused to rented venues or event locations.

Customizable Coverage

Events insurance can be tailored to fit the needs of different types of events, including:

  • Weddings
  • Corporate events
  • Fundraisers
  • Concerts
  • Private parties

How to Get Events Insurance

If you're planning an event, securing events insurance ensures that you’re protected from a variety of risks, allowing you to focus on creating memorable experiences for your guests. Reach out today for a customized quote and comprehensive coverage.